Life and AD&D
In addition to the protection that the medical plan provides, you have the opportunity to enroll in additional benefits. During this annual enrollment period, you may also enroll in, or change your elections for supplemental life insurance, life insurance for dependents, basic life/AD&D insurance, disability and even pet insurance to keep every member of the family healthy.
Register on the My Aetna Supplemental app or on the member portal at myaetnasupplemental.com to view plan documents, submit and track claims, and sign up for direct deposit.
Supplemental life insurance
During this annual enrollment period, you may also enroll in, or change your elections for the following Accupac benefits:
- Supplemental life insurance for you (Proof of Good Health may be required for any new amounts elected or waived when first eligible)
- Life insurance for your dependents (Proof of Good Health may be required for any new amounts elected or waived when first eligible)
*Subject to change per IRS guidelines
Life and AD&D
The following benefits are provided to all Accupac employees as part of your total compensation/benefits package. Your enrollment is not required for these benefits below:
- Basic Life/AD&D Insurance (Accupac-paid)
- Accupac provides all employees with basic life coverage of 1x annual salary to a maximum benefit of $250k.
- Disability Insurance (Accupac-paid)
- Accupac provides long and short term disability coverage to all employees at no additional cost to you.
Supplemental Health Benefits
Aetna critical illness insurance
Critical Illness Insurance provides a cash benefit when a covered person is diagnosed with a covered critical illness or event after coverage is in effect.
| Benefit | |
|---|---|
| Employee | $10,000 or $20,000 |
| Spouse | 50% of employee face amount |
| Children | 50% of employee face amount |
Aetna hospital care coverage
Hospital care coverage provides a benefit according to the schedule below when a covered person includes a hospital stay resulting from a covered injury or covered Illness.
| Benefit | |
|---|---|
| Admission | $1,000 |
| Hospital Daily Stay | $100 |
| ICU Daily Stay | $200 |
| Substance Abuse Daily Stay | $100 |
| Rehabilitation Unit Daily Stay | $50 |
Aetna accidental injury insurance
Accidental Injury coverage provides a benefit according to the schedule below when a covered person suffers covered Injuries or undergoes a broad range of medical treatments or case resulting from a covered accident.
| Benefit | |
|---|---|
| Initial & Emergency Care | |
| Ground Ambulance / Air Ambulance | $300 / $1,500 |
| Emergency Room / Hospital | $150 |
| Diagnostic Exam (x-ray or lab) | $50 |
| Physician Office Visit | $150 |
| Follow-up Care | |
| Emergency Room / Hospital | $50 |
| Physician Office Visit | $50 |
| Therapy services: Speech, occupational, physical therapy or cognitive rehabilitation | $25 |
| Fractures and Dislocations | |
| Per Covered Surgically repaired fracture | Up to $8,250 |
| Per Covered non-Surgically repaired fracture | Up to $4,125 |
| Chip Fracture (percent of fracture benefit) | 25% |
| Per Covered Surgically repaired Dislocation | Up to $6,000 |
| Per Covered Non-Surgically repaired Dislocation | Up to $3,000 |
| AD&D and Paralysis | |
| Accidental Dismemberment | Up to $10,000 |
| Paralysis | Up to $10,000 |
